
Berman v. New York City: What Does it Mean for New York City Consumers?
New York City’s interest in regulating debt collectors is nothing new. Back in 1984, the City passed Local Law 65, which required debt collection agencies to obtain licenses to perform collection activities within the five boroughs. The City’s reasoning was set forth as follows: “While the majority of those engaged in [the debt collection] business are honest and ethical in their dealings, there is a minority of unscrupulous collection agencies in operation that practice a